Flipkart & Amazon big billion day

 Flipkart EMIs now on Debit card Do you know guys Now you can use your debit card or ATM card from Flipkart. You can buy any product on installation So In this video we will know What is this Flipkart Debit Card EMI Under this, we from Flipkart Any product using your ATM card How to buy EMI or No Cost EMI What documents are required in this And which terms & conditions have to be followed Here if you buy the product under Debit card EMI So how do you pay How to do installation How many months does it take to get the installment & Downpayment That is, when ordering There is so much money deducted from your bank What is the interest? And the most important thing is your debit card That is, ATM card is eligible for Debit card EMI. Or not how will you check this If not eligible So what are its regions And you can use your Debit card How to make yourself eligible for EMI very quickly So let's know Flipkart Debit card EMI Flipkart has a service Under which the customers of Flipkart i.e. you Any product from Flipkart using your ATM card You can buy EMI or No cost EMI To purchase any product under Debit Card EMI You don't need any Document In your Bank account There is also no minimum balance requirement. That is, to Buy the product here Those who use ATM cards If there is zero balance in his linked Bank account Even then you can get that product under Debit card EMI Can buy on installment Along with this you can get the processing fee here. And additional charges do not have to be pay But here you have to follow some Terms & Conditions In which the first condition is That you have a Debit card Using which you want to buy any product from Flipkart on EMI. They only need 4 Banks So which bank is that HDFC, ICICI, SBI & AXIs Bank If you have a Debit card from any of these four Banks Only then you can make any product from Flipkart Can be purchased on the installment ie EMI This is the other condition That if you have Debit card of SBI, ICICI, Axis Bank So the product you want to purchase It should be a minimum of 8000 rupees Same if you have HDFC Bank Debit Card Then your product should be minimum 5000 rupees. That is, if your product is less than 5000 rupees. So you can use HDFC Debit card here You will not be able to Buy that product on Installment or No cost EMI So these two conditions are friends Now it comes that this is not the case here All of these four Bank Debit cards are offered on the product EMI Some of these four banks also have Debit cards Who are eligible for the EMI And some Debit cards are not eligible for EMI. So you have to do this check That your card is eligible for Debit card EMI Or not So how will you check Friends to check here, there are two ways Here is the first way That the Mobile number registered in your Debit card You have to message with that Mobile Number In the message you have to capitalize DCEMI is written And you have to send it to 57575 When you message So long after the message is sent You get an auto generated message from there In which it is mentioned that Your Debit card is eligible for EMI or not. If it is eligible, you can use that Debit card How many rupees can you Buy on the product EMI or No Cost EMI? This amount is also mentioned in the same message So this is friends first way Done with lots of people in it That their message is not sending Message of some people is being sent So there is no message in reply So there is another way for them What to Do in the other way That you should go to Flipkart account You already have to add your Debit card to the card So how will you add To add you to Flipkart You see three lines in the left upper corner You have to click on it After clicking, you have to select the option with My Account. Then there will be an option of My Cards & Wallet You have to click on it Then the page that opens You have to add a card there If you already have your card added So see below my wallet & cards Must have seen the card save Here we see all the details of the card Must have seen the last four digits of the card And others will be doing some more information shows So friends here you have to come So this will be the first add that is showing If we want to add new card then how will we add For that, see the friends just below the card Add a new card is a option You have to click on it On clicking, there will be an option to fill Card details. You have to fill the card details Then add the cards there When you add the card And if you have that card eligible So here, First a pop up will open on your Home screen Which will be written Get Debit card EMI & Bank Name So you have to understand from here that Your Debit card is eligible for EMI Same friends if pop up here has not opened Or for some reason you get back from here Your pop-up gets deleted or message is deleted Then the product you want to buy Go to that product page And there are friends who offer section Where the EMI details reside See you there So if your card is eligible there Then there will be an option of Debit card EMI is avaliable So from there you can also know that your card is eligible or not And you can use that card You can buy the product you want to buy Or you can not buy You will also know this from the product page itself. So this is another way Now comes the third way of checking eligibility What happens in it that the product you want to buy You Normally Buy that product Buy Now , Checkout , Address Select And come to the payment gateway Friends here at the payment gateway

 You will see all the options to pay Which will be the option of EMI Below that, the Debit card EMI available on And the Bank name will be written So here your bank whose card will be eligible The Name of that bank will be So that you will know which of your Bank's Debit card EMI is eligible for So how is this Notification coming here If you have added the card or not Still this Notification will come It is not that you have to add a card to this Flipkart account. Or Do not have to add card Or have to checkout nothing If you have your card, it will show the Notification on here Here friends condition That if your Flipkart account has Mobile Number and EMail-ID register The same Mobile Number & Gmail-ID is also registered in the Bank Only then the Notification below will be shown So from here also you can know which of your card is eligible And which card is not eligible So now it comes that if your card is eligible So How will you buy any product here on Debit card EMI You don't have much to Buy friends Normally the way you select a product Click on BUY NOW or ADD TO CARD, Checkout Enter the Address select & Come on Payment gateway Friends there if your card is added Then there you will see your card at the top But if your card is not added So Normally you have to select the option of EMI EMI option when you are selected and your card will be added So here you will see three options Standard EMI , No cost EMI & Debit card EMI So here if friends Debit card EMI, No cost EMI will be going on too Then No cost EMI friends below You will get Debit card written with Bank Name Then you have to understand that There is also a Debit Card EMI Debit Card EMI is offering you No Cost EMI But if No cost EMI, Debit card EMI is not running on Then what will happen is that a separate section will come here Debit Card EMI tops And your Bank card will be eligible The Name of that Bank will come You have to click on it Then there will come to select Tenur That is, for how many months you want to Buy this product on EMI So you want to Buy there for the months He has to select At the same time, friends, you get interest on EMI amount there Both will remain EMI Amount means How much money you have to pay for each month In this Product If you buy on installment then And there is interest next to it That is your product price How many percent has been interest This will also be told on you So this is your EMI Amount friends This is the final amount Here the interest is also added to it. You have to get the money deducted from your bank at this amount That is, the automatic will be deducted on EMI payment So here friends, you have to select Tenur For the month you want to buy Then have to continue Then here if you already have that card So there will be pay card shows You can pay by filling the CVV ​​number. But if your card is not add So here, there will be an option of add new card also You have to click on it There will be an option to fill the card details You have to fill your card details So the way this saved card is seen again That too will look like saved card So you have to fill the CVV number again here And have to continue Then there will be a otp on your register mobile number You will fill that otp here Submit here & your order will be placed And thus friends a few days later The way Normal delivery takes place of any product In the same way, this product will also reach your home. And then you can use it So now, when the money is deduct here When ordering from a bank account How much money would you have deducted Friends when ordering from a bank account Some banks have 1 rupees deducted And in some banks they are also not deducted. o rupees is the deducted here, your payment completes You also get that product You also use it After that your EMI deduction starts So when is this EMI deducted How will you pay for the installment What happens here friends What Date do you order After the Date which is going to come on the 5th On that day, your first EMI is deducted That is, like you order on the 3rd of the month So 2 days later your 5th is coming So 2 days after 5 date your first EMI Automatic Deduct will be done from your account Same friends if you order on the 6th So the 5th is left behind So what will happen now that the 5th of the next month is coming He will get your first EMI pay on 5th That is, after placing the order Which ever is the first 5 date That day will be your first EMI deducted And after that on every 5th of regular Your second, third, fourth total EMI deductions will continue this way. And thus friends For the month you buy this product on installment Your EMI is deducted for that month Automatic from your account And finally friends, your payment completes So guys here you have to pay more attention to one thing This is the date of the 5th Many times it changes with many cards. So what you need to do is place the order In the first EMI that you have to pay amount That amount has to be deposited in your bank And you have to take care What date is your EMI Deduct The Date on which your EMI deducted Your EMI will be deducted on that date every month. That is, your payment date You have to take care of him And before that date Every month You have to deposit your EMI amount. And then the way your EMI installation is done That way, these automatic deduct will continue Now it comes that a lot of people have said here That their card is not showing the debit card EMI eligible So why is this happening This is mainly two region The first region is when people come to know about Flipkart EMI. Then the bank checks here Which bank is getting an EMI? And they go to the bank Open your bank account Issue his debit card And try to buy the product installation from that debit card Because of which their debit card Here does not specify eligible for EMI And then they complain here That their debit card is not saying that it is eligible for EMI So friends, your debit card should be 5 to 6 months old. Only then, the banks will declare you eligible for the debit card. Friends is the second region is CIBIL score If your CIBIL score does not good So here you Do not get debit card EMI On any of your debit cards You will not get Debit card EMI facility So here you have to keep in mind the CIBIL score as well Together friends here, this is the work of Eligible and Non-Eligible They don't see flipkart This work is done by the bank The bank which also has a debit card Those banks also check your eligibility So friends here on your bank account So friends here at the bank, the average balance of your bank account And also see average transaction amount What is the regular average balance in your bank And how much do you transfer So here you have to pay attention also To keep regular money in your bank account And also keep doing the transaction If you take care of all these three things If you take care of these three things That is Civil Score , Average balance & time If you take care of these three things So your debit card will become eligible very soon And then you can use that debit card You can buy any product from Flipkart on EMI